Reliable Access Plan
Flex100
Approved Amount₦100,000
- Daily Programme Unit
- ₦900
- Weekly Equivalent
- ₦6,300
- Programme Duration
- 4 Months
Suitable for
- ✓ Personal needs
- ✓ School fees
- ✓ Small business support
RAP — Reliable Access Plan
Choose your programme. Know your schedule.
AjoPoint’s flagship programme for individuals and businesses who require reliable access to an Approved Amount through structured participation.
Scheduled access, made clear
Know your programme structure from the beginning
RAP is designed to give every approved Member a clear programme path from day one. From your position in the programme to your key schedule dates, everything is structured to give you visibility, order and confidence from the beginning.
Programme Units
Move ahead at your pace.
Members can purchase one or multiple Programme Units at a time to move ahead in their programme.
AjoPoint Programme Allocation Engine — APAE
Your schedule, generated during registration.
APAE generates the applicable Start Date, Scheduled Collection Date and End Date, so the programme schedule is visible from day one.
Current RAP plans
Standard, Pro and Prestige access plans
Choose the plan that matches your goal and capacity.
Reliable Access Plan
Plus200
Approved Amount₦200,000
- Daily Programme Unit
- ₦1,100
- Weekly Equivalent
- ₦7,700
- Programme Duration
- 6 Months
Suitable for
- ✓ Business restocking
- ✓ Rent and family needs
- ✓ Planned projects
Reliable Access Plan
Elite500
Approved Amount₦500,000
- Daily Programme Unit
- ₦2,600
- Weekly Equivalent
- ₦18,200
- Programme Duration
- 6 Months
Suitable for
- ✓ Business growth
- ✓ Capital needs
- ✓ Major purchases
Reliable Access Plan
Plus200 Pro
Approved Amount₦200,000
- Daily Programme Unit
- ₦2,100
- Weekly Equivalent
- ₦14,700
- Programme Duration
- 3 Months
Suitable for
- ✓ Faster restocking
- ✓ Short-term projects
- ✓ Urgent planned needs
Reliable Access Plan
Elite500 Pro
Approved Amount₦500,000
- Daily Programme Unit
- ₦4,100
- Weekly Equivalent
- ₦28,700
- Programme Duration
- 4 Months
Suitable for
- ✓ Accelerated growth
- ✓ Capital expansion
- ✓ Major projects
★ Premium Plan✓ Qualified Applicants
Reliable Access Plan
Prestige2M
Approved Amount₦2,000,000
- Daily Programme Unit
- ₦12,000
- Weekly Equivalent
- ₦84,000
- Programme Duration
- 6 Months
Suitable for
- ✓ Business expansion
- ✓ Property development
- ✓ Large working capital
- ✓ Major investments
- ✓ Corporate growth
★ Premium Plan✓ Qualified Applicants
Reliable Access Plan
Prestige5M
Approved Amount₦5,000,000
- Daily Programme Unit
- ₦21,500
- Weekly Equivalent
- ₦150,500
- Programme Duration
- 8 Months
Suitable for
- ✓ Established businesses
- ✓ Corporate expansion
- ✓ Manufacturing
- ✓ Property development
- ✓ Major investment projects
Premium RAP Plans are available to qualified applicants and may be subject to enhanced verification and approval procedures before enrolment.
How RAP works
A structured route to scheduled access
Choose your RAP plan
Complete official registration
Receive Programme Position and schedule
Purchase Programme Units
Access your Approved Amount according to programme requirements
Why RAP?
Predictability, progress and professional visibility
Move ahead at your pace
Purchase multiple Programme Units
Members can cover multiple Units at once. Clearing Units ahead improves programme compliance and moves the Member further through the contribution obligation, but does not alter the assigned Programme Position.
Important notice
Your Scheduled Collection Date is calculated from programme approval.
Members who consistently meet their programme obligations enjoy a transparent and predictable programme experience.